Finnostic — Financial Goals Calculator

My Finances

Enter monthly figures to see your full cashflow picture

Income

Take-home pay per month Self-employed or director? Enter take-home after setting aside estimated tax.

Fixed Obligations per month

Mortgage, cash portion only

Car loan

Personal loans

Credit card minimum payment Enter 0 if paying in full each month.

Insurance premiums

Condo maintenance or HDB conservancy charges

Domestic helper

Parent allowance

Children: school fees, enrichment, tuition

Other dependant costs

Medical and dental, out of pocket per month

Discretionary Spend per month

Groceries

Dining and eating out

Shopping and clothing

Personal grooming

Gym and fitness

Hobbies

Subscriptions and memberships

Travel

Gifts and occasions

Other

Take-home payS$0

Fixed obligations(S$0)

Discretionary spend(S$0)

Monthly savings S$0

Savings rate

Scenario Analysis

Reduce discretionary spend by per month S$0

Increase monthly income by S$0

Financial Goals

Based on your monthly savings from My Finances

Monthly savings Carried over from My Finances automatically.

Goal amount

Property type

Property price

Downpayment percentage 25%

Buyer profile

CPF OA available to use

Cost breakdown

Downpayment	S$0
Less: CPF OA used	(S$0)
Buyer Stamp Duty (auto-calculated)	S$0
Additional Stamp Duty (auto-calculated)	Not applicable
Legal fees
Valuation fee
Survey and admin
Renovation
Total cash needed	S$0

Liquid savings after purchase

Enter current savings below to see this

Current liquid savings

Current savings toward this goal

Annual return on savings per year

Timeline

to reach your goal

Scenario Analysis

Reduce discretionary spend by per month S$0

Increase monthly income by S$0